Case Study: Eliminating 1000’s of Hours of Mortgage Files Analysis

Automating The Analysis Of 10,000 Mortgage Files


How many analysts hours does it take to review 10,000 mortgage files using manual or semi-manual workflow? Our client told us they estimated they would spend approximately 100,000 man hours to complete their review and analysis of Independent Foreclosure Review of loans originated from 2008 through 2009.


The client provided Valora with a total of 10,000 non-searchable PDF files, where each PDF represented 1 Mortgage File. Within each Mortgage File there were a dozen or more document types with no logical determination and hundreds of pages. Furthermore, the Files were not coded in anyway, making them impossible to handle automatically.


Valora’s team loaded the client’s data into our PowerHouse Platform and started configuring the system to handle over 200 different document types.

Within a matter of 48 hours, Valora was off and running the following processes:

  • OCR Capture
  • AutoUnitization
  • Automatically Determining Document Types
  • Capturing Key Attributes
  • Applying Rules to Tag Documents


When asked their opinion of the solution, the client said they were ecstatic that they were able eliminate over 85,000 labor hours, which reduced their costs by 75%.

Solutions Applied:


Document Analytics

Electronic File Processing

OCR & Text Extraction

Analytics & Data Mining

Products Used: